Aberration is deviation from normal. I am not a financial advisor, nevertheless my first lessons in finance were at a tender age of 10 years from my grandfather who was actually a farmer in his younger days and a grain trader in his later years. He told me all the time, buy when it is … More Asset Value Aberration
It is a common perception that real estate is a relatively low risk investment and that its value always increases over time. However today I am going to show you in a real example how within 6 years of time one passively loses around 40% of the value. If the interest rates, inflation, opportunity costs … More How real estate can be a drain on your investment
Growing up in India, cycle was a tool for me to reach the school, playground or visit friends and I never imagined cycling as a leisure activity. As an adult living in Germany my routine cycling until the summer of 2017 was limited to bringing kids to the kindergarten and sometimes go to the city … More Cycling: My newest passion
I am able to observe change in the attitude quite often. I believe the reason is to be able to concentrate on things that matter me the most. Here are certain situation where in my earlier days, I would easily get quite angry, irritated and impulsive, now I am really quite calm 🙂 I am … More Surrender
I never attached owning a car to status or proud rather I see it as a tool to finish some work, as a necessity when no better alternatives are available. Since I have always lived in a city, everything I need from doctors to supermarkets, from schools to kindergarten, from train stations to restaurants is … More Why I am disowning my car
Debts; blessing or a curse? Debts or loans can be both, a sweet blessing or a bitter curse. It depends on what people do with the loaned money. If one uses debts to earn a higher rate of return than the financing rate of loan, it is a good thing to grow your business. However … More Debts; blessing or a curse?
It has been over two years that I quit the rat-race. Since then life is a bit in slow-motion. I mostly have time for doing things, to travel slowly and to engage with my family, kids and friends. I try out new things, then leave them if I do not like them anymore, without compulsion … More Peace of mind